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You don't have to pay full price for the iPhone XS and XS Max

Here's how to save a few bucks on your phone bill.

Oct. 8, 2018

Consumer Reports is out with its final test results of the iPhone XS and XS Max. The new phones each scored 82 out of 100 points, just one point less than the top-rated Samsung Galaxy Note9, but slightly ahead of the Samsung Galaxy (81) and Galaxy S9 (80).

Paying a thousand dollars or more for a new iPhone XS or XS Max is a budget buster for many people. Of course, you don't have to pay full retail.

The major wireless carriers are all offering deals to lower the cost.

"You really have to shop around though, and you have to read the fine print because a lot of these promotions come with catches,” said Bree Fowler, Consumer Reports senior electronics editor.

They typically require a trade-in and new line of service.

Be sure to check for fees, taxes and find out if there's a down payment.

Remember, if you cancel the service, you'll have to pay off the remaining balance owed on that phone right away.

You don't have to buy from your carrier, many big-box retailers are also running specials on the new iPhones.

"Usually they won't give you much money off, but they'll give you money for your trade-in or they might give you a gift card,” Fowler said.

You can also save a lot of money by going with one of the earlier-generation iPhone models still on the market. You can buy a new iPhone 7 for around $449 or a new iPhone 8 for $599 and that doesn't include a rebate for trading in your old phone.

More Info: The best ways to finance your new iPhone XS or XS Max

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